Comments on
نویسندگان
چکیده
other hand, have convex costs in quality and compete in a two-stage game, determining first quality and then lending rates. The main dimensions along which strategic interactions take place are the extent of diversification, as measured by size, the ability to screen and monitor, as measured by loan loss provisions, and the capacity to withstand adverse liquidity shocks, as measured by the capital ratio. A panel of Norwegian bank data is then used to check whether interest rates on credit lines are sensitive to the chosen bank quality variables. The paper finds that the ability to screen and monitor is the most important strategic variable. This is interpreted as evidence that some borrowers are willing to pay higher rates for a correct evaluation of future loan applications.
منابع مشابه
Antithetical Gendered Stances in Readers’ Comments on Domestic Violence against Men
Domestic violence against women (DVAW) has received much attention from scholars across disciplines, leading to a circumvention of studies on domestic violence against men (DVAM). This paper, therefore, engages in a qualitative dialogic analysis of readers’ comments on cases of DVAM reported in select blogs in order to elicit opposing gendered stances on DVAM in the selected readers’ comments; ...
متن کاملA Typology of Supervisor Written Feedback on L2 Students’ Theses/Dissertations
The present study aimed at providing a typology of Iranian supervisors’ written feedback on L2 graduate students’ theses/dissertations and examining the way different speech functions are employed to put the supervisors’ thoughts and feelings into words. In so doing, a corpus of comments, including 15,198 comments provided on 87 TEFL theses and dissertations by 30 supervisors were analyzed. We ...
متن کاملThe Elephant Will Kick the Donkey: An Attitudinal Analysis of Online Comments on the GOP Letter to the Iranian Supreme Leader
With the growth in sociality and interaction around touching national and international topics, news sites are increasingly becoming places for communities to discuss and address issues spurred by news articles. Proponents of cyberspace promise that online discourse will increase political participation and pave the road for a democratic utopia (Papacharissi, 2004). Comment writers, according t...
متن کاملHow to reply to referees' comments when submitting manuscripts for publication
Background: The publication of articles in peer-reviewed scientific journals is a fairly complex and stepwise process that involves responding to referees’ comments. Little guidance is available in the biomedical literature on how to deal with such comments. Objective: The objective of this article is to provide guidance to notice writers on dealing with peer review comments in a way that maxim...
متن کاملTypological Description of Written Formative Feedback on Student Writing in an EFL Context
This study is a typological description of written formative feedback in an EFL context in Iran. Twenty M.A. students of TEFL participated in the study. They were required to summarize a scholarly article in each session on which the instructor would provide written corrective feedback (CF). Written formative comments were extracted, coded, and categorized into various types, such as asking for...
متن کامل